Need for long-term care growing

GEORGETOWN — With a significant increase in the elderly population of Sussex County expected by 2020, the need for long-term care services will also grow.

According to Delaware Health and Social Services Division of Services for Aging and Adults with Physical Disabilities, the size of the population over age 60 began to spike dramatically around [...]

Implement Year Round Benefits Communication

Many small businesses with limited staff use the open enrollment period as the one and only time they discuss benefits with employees. This activity, though necessary, can prove to be overwhelming for the staff to comprehend large amounts of benefits information all at once. Small businesses seeking more effective ways to support employees should [...]

As Parents Age, Think About Financing Long-Term Care

What to consider as a potential caregiver.

As more and more people find themselves in a caretaking role with respect to their aging parents, they often find themselves completely unprepared.  Men and women in their 40s, 50s, and 60s who have successfully managed their careers, their children, and every other aspect of their lives may [...]

The Hidden Benefits of Life Insurance

Over the years, I’ve advised many of my clients on the importance of life insurance. You’d think everyone would understand the need for life insurance in the event a wage earner or family member dies. Yet LIMRA estimates 41% of U.S. adults — 95 million people — have no life insurance at all.1 And 43% [...]