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Tips for Buying Long-Term Care Insurance Amid Rising Rates Long-term care insurance rates have jumped 6% to 17% on average, compared to last year, according to the 2012 National Long-Term Care Insurance Price Index. Long-term care insurance pays for services that aren’t covered by Medicare or traditional health insurance but are needed when you can’t [...] Compensation experts are predicting modest but steady wage growth over the next few years as employers shake off the salary freezes, layoffs and low profits brought on by the recession. The average pay raise will be modest this year—around 3%, according to a handful of employer surveys. By contrast, raises averaged about 4% from [...] It’s good news that Americans are living longer, but that doesn’t mean we are doing it in perfect health. More people should be planning for long-term health care, but how they should financially prepare for coverage varies. “The 85-plus year olds are more likely to have the greatest need for long-term care, but statistics [...] |
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